Burglary and theft insurance
Burglary insurance covers your business contents and stock against theft involving forcible entry or exit, including damage to doors, windows and locks during the break-in. It suits shops, offices, warehouses and workshops in Qatar, especially those closed at night or during holidays. At Al Bayan we request offers from several insurers licensed by Qatar Central Bank, explain the security conditions, arrange the policy and follow up claims with the insurer.
In QatarClosing your shop or warehouse for Eid or the summer? Check the policy's rules on unoccupied premises and tell us before you close.
- Offers from several licensed insurers, clearly explained
- Covers contents, stock and fit-out
- We explain lock, alarm and CCTV conditions upfront
- We follow your claim with the insurer until settlement
Cover at a glance
- Theft of or damage to contents, such as furniture and fittings, after forcible entry or exit
- Theft of stock and goods from the premises
- Damage to the premises, such as doors, windows and locks, during a break-in
- Theft by threat or violence on the premises (policy dependent)
- Cost of replacing locks after a break-in (policy dependent)
Cover
What is covered
- Theft of or damage to contents, such as furniture and fittings, after forcible entry or exit
- Theft of stock and goods from the premises
- Damage to the premises, such as doors, windows and locks, during a break-in
- Theft by threat or violence on the premises (policy dependent)
- Cost of replacing locks after a break-in (policy dependent)
What is not covered
- Theft with no sign of forced entry
- Theft by employees or with their help
- Stock shortages found only at stocktaking
- Cash and jewellery unless listed in the policy
- Goods left in open yards or in vehicles
For information only. Final terms and conditions are set by the policy document issued by the insurer.
How to make a claim
Documents you'll need for each type of claim:
Theft after a break-in
- Policy number or a copy of the policy
- Copy of the company's commercial registration (CR)
- Police report
- Clear photos of the damage
- List of lost or damaged items with estimated values
- Purchase invoices or stock records
Damage to premises from a break-in
- Policy number or a copy of the policy
- Police report
- Clear photos of the damage
- Invoices or repair estimates
Need to make a claim?
Frequently asked questions
Is shoplifting during opening hours covered?
Usually not, because the policy requires forcible entry or exit. Theft by threat or violence may be covered, depending on the policy.
What security do insurers ask about?
They usually ask about locks, shutters, alarms, CCTV and guards. These can become policy conditions, so we explain what is needed before the policy is issued.
What should I do after a break-in?
Call the police on 999 and touch nothing before they arrive. Then tell us, photograph the damage and list the stolen items and their values.
How do I set the stock value?
Use the highest value your stock usually reaches during the year, at cost price. Insuring for less than the real value can reduce the claim payment.