Motor insurance
Motor insurance covers the injury and damage you cause to others and, with comprehensive cover, damage to your own car from accidents, theft or fire. Every vehicle in Qatar needs at least third-party cover to renew its Istimara. Whether you drive a family, sports or luxury car, we get offers from several QCB-licensed insurers, explain the differences in cover and repair terms, arrange the policy and follow your claim with the insurer.
In QatarThird-party cover is compulsory under Traffic Law No. 19 of 2007, and Istimara renewal needs valid insurance, a Fahes inspection when due and settled traffic fines.
- Offers from several licensed insurers, clearly explained
- Agency or approved-garage repair (policy dependent)
- Optional roadside help and replacement car (policy dependent)
- We follow your claim until the insurer decides
Cover at a glance
- Injury and damage you cause to others (third-party liability)
- Accident damage to your own car (comprehensive)
- Theft of the car or fire damage (comprehensive)
- Rain, flood and storm damage (policy dependent)
- Windscreen and window glass damage (policy dependent)
- Personal accident cover as an add-on (policy dependent)
- Roadside assistance and towing (policy dependent)
Cover
What is covered
- Injury and damage you cause to others (third-party liability)
- Accident damage to your own car (comprehensive)
- Theft of the car or fire damage (comprehensive)
- Rain, flood and storm damage (policy dependent)
- Windscreen and window glass damage (policy dependent)
- Personal accident cover as an add-on (policy dependent)
- Roadside assistance and towing (policy dependent)
What is not covered
- Driving without a valid driving licence
- Driving under the influence of alcohol or drugs
- Racing, and dune driving unless that cover is added to the policy
- Wear and tear, and mechanical or electrical breakdown
- Using the car for hire or delivery without telling the insurer
For information only. Final terms and conditions are set by the policy document issued by the insurer.
How to make a claim
Documents you'll need for each type of claim:
Road accident
- Copy of Qatar ID (QID) or passport
- Copy of the vehicle registration (Istimara)
- Copy of the driving licence
- Accident report from the Metrash2 app or MOI services
- Vehicle repair permit
- Clear photos of the damage
- Policy number or a copy of the policy
Car theft
- Copy of Qatar ID (QID) or passport
- Copy of the vehicle registration (Istimara)
- Police report
- All keys of the car
- Policy number or a copy of the policy
Need to make a claim?
Frequently asked questions
What is the difference between comprehensive and third-party cover?
Third-party cover pays for injury and damage you cause to others, and it is the minimum the law requires. Comprehensive also covers your own car against accidents, theft and fire. We explain what each offer includes before you choose.
What do I need to renew my Istimara?
You need a valid insurance policy, a Fahes inspection when due, and no unpaid traffic fines. You can then renew through the Metrash2 app. We arrange the insurance before your renewal date so you are not held up.
What should I do after an accident?
If anyone is hurt, call 999 first. Then get the accident report and the vehicle repair permit from Metrash2 or MOI services, and take photos of the damage. Send us the documents, and we file the claim with your insurer and follow it until the insurer makes its decision.
Can I choose agency repair?
Some comprehensive policies offer agency repair, and each insurer sets its own conditions, such as the car's age. We show you which offers include it.